| Liability Insurance for Santas, Mrs. Claus and Helpers | |||
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Entertainer or Performer Liability Insurance is protection or coverage for you the entertainer. It is to protection for you should there be any accident or situation where you are appearing or working. If someone gets hurt, they may want compensations or seek damages against you. Even if you are volunteering to perform or appear, you are open to liability should something happen. Even if it is not your fault, someone could try to sue you. RealSantas.com, generally require that everyone we sub-contract, or refer to a client, be covered by some form of entertainer, performer or business liability insurance. This includes Santas, entertainers, photographers, helpers, etc. A child slips off your knee, trips over your boots, chokes on a candy cane or cookie, stares at you while walking by and trips over another child! All of these have been grounds for lawsuits. There are two ways to obtain this insurance.
Entertainer or Performer Liability insurance is to protect you. The general minimum is $1-million $2-million in liability insurance through most associations and clubs usually costs somewhere between $120.00 and $215.00. Check with your own agent to find our their prices. RealSantas.com and other clients will often request a certificate of insurance (COI), naming them on the policy. If you are contracted by RealSantas.com you must send us a certificate listing the following as a named insured: The Kringle Group, LLC dba: RealSantas.com 5205 Old Mill Road Riverside, CA, 92504 For those Santas working on the November Photo Studio project , and
only for that project, You must have your insurance agent email TKG a Certificate of Insurance, (COI)
to
Jennifer@RealSantas.com , with
the following wording:
The
Kringle Group, LLC, its employees and agents, and
CPI Corp., its subsidiaries, employees and agents, and: Sears, Roebuck,
and Co; Wal-Mart Stores, Inc.; Toys R Us Delaware, Inc; as applicable,
plus any subsidiaries, employees, and agents are included as Additional
Insureds with respects to the General Liability policy where required by
written contract. The Photo Studio COI can be mailed to: The Kringle Group. LLC, 5205 Old Mill Road, Riverside, CA 92504. Sometimes the location where you are working, may also ask for a COI naming them the property where you are appearing and even the landlord or management company. That is why it is important to select an insurance company who will not charge you for additional certificates. Some insurance companies will charge a $25 or $30 fee for each
additional COI. These costs could add up. So
check around before buying your insurance. You want to make sure
you have insurance from a company that will supply all the certificates
you need for free, at no extra charge. Entertainer's liability insurance is now required by almost every commercial venue where you might work. And, for your own protection you should also have insurance for those private parties and social events you attend. Even if you are a volunteer Santa or performer, and the event is a non-profit or not-for-profit event where you are donating your services, you need to protect yourself, should an accident happen. Even if you are not a party to an accident, someone may try to include you in their claims following an accident. The following companies offer policies to protect you and in some cases extend the coverage to your spouse, a helper and even offer various additional coverage. You can also obtain your insurance through other associations and sources. At RealSantas.com all we require is proof of coverage from your insurance agency. We do not suggest or recommend one insurance company over another, but do know that each of the companies listed below is company or association that hundreds of Santas and other entertainers depend on for insurance against any possible problems. Check around and ask other Santas and entertainers, or contact your own insurance agent and ask about getting entertainer or performer's liability insurance. Be informed. Should you have any question on these insurance carriers, please contact them direct. I am not an underwriter and really cannot answer anything that what you are reading here. |
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FORBS - $176.00 per Santa $252.00 for Santa and Mrs. Claus
Insurance Details at: http://www.forbsantas.org/MemberServices/FORBS_Insurance.html Background check details at: http://www.forbsantas.org/MemberServices/Background_Check.html
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K & K Insurance - $200 per person $$400 per couple
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Society Of Santa (SOS) Steve Patterson 303-256-8494 $120 per person $240 per couple
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Specialty Insurance Agency - $215.00 per person. $430 per couple
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World Clown Association (WCA) - 139.00 per person. $278.00 per Couple
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All text, java, JavaScript, images, animation, audio, html, etc. Copyright © 2003, RealSantas.com; 2011 The Kringle Group, LLC Please read Legal Notice RealSantas.com, School4Santas.com, SchoolforSantas.com, International University of Santa Claus are Service Marks (SM) of The Kringle Group, LLC All Photos are the property of the artists/individuals, Reinbold Gallery Photography and/or RealSantas.com. Any reproduction or other use without written consent is illegal. For further information, please contact us at leader@realsantas.com This page was last edited October 27, 2011
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